Monday, March 9, 2020
The Anti Oppressive Theory In Social Work Social Work Essay Essay Example
The Anti Oppressive Theory In Social Work Social Work Essay Essay Example The Anti Oppressive Theory In Social Work Social Work Essay Paper The Anti Oppressive Theory In Social Work Social Work Essay Paper Anti-oppressive theory and pattern in societal work seeks foremost to recognize oppressionA in communities, societies, and civilizations, and thenceforth to extinguish the force per unit area and undo the sway of such subjugation. Anti-oppressive pattern is by and big understood to be an omnibus term that includes, but is non limited to, diverse pattern attacks like feminist, anti-racist, critical, extremist, and structural models. Anti-oppressive societal work bases as such for a assortment of theories and patterns that adopt the position of societal justness. It should therefore more suitably be considered to be a position or stance toward pattern instead than a pattern attack. Dominelli ( 1998 ) perceives anti-oppressive societal work to be a type of societal work pattern that searches for societal barriers and structural inequalities in activities that are conducted with service users or workers. Anti-oppressive pattern attempts to offer more suited, antiphonal and perceptive services by responding to the demands of persons without sing their societal position. Dominelli ( 1998 ) feels that it represents a individual oriented doctrine and an classless system of values that is concerned with decreasing the deadly consequences of structural inequalities upon the lives of people. It is a methodological analysis that focuses both on procedures and on results and is an attack of structuring relationships between individuals that strives to authorise users by decreasing the inauspicious consequences of hierarchy during their interaction with each other and the activities they do together. Social workers need to reenforce their abilities and attitudes for the behavior of anti-oppressive pattern in many ways. Dalrymple and Burke ( 1995 ) province that societal workers should obtain cognition and apprehension of their ain egos, the bulk societal systems, different groups and civilizations, and of cardinal human rights in order to efficaciously confront issues on personal and structural degrees and prosecute anti-oppressive patterns. This short survey takes up the demand of societal workers to go cognizant of and familiar with human rights and assorted cultural issues, particularly those relevant to their service users, in order to prosecute in effectual anti-oppressive pattern. Particular accent is given in the survey to domestic force against adult females of cultural and immigrant communities in Ireland, many of whom face physical and mental maltreatment in their families, even as they otherwise suffer from the prejudiced attitudes and behavior of people of mainstream and dominant communities. Cooking Social Workers for Anti-oppressive Practice Oppression is basically entrenched in society for the maintaining of its unequal position quo. Contemporary societal workers are sing the alone development of an anti-oppression attack that is bit by bit replacing long-established societal work theoretical accounts of single rehabilitation and self fulfillment. The verbalization and mounting edification of the anti- subjugation attack has been and continues to be well influenced by cultural, feminist, cheery and sapphic, disablement, and other societal motions. The demand to dispute inequality is an of import driver of anti-oppressive pattern, even as it is of import to recognize that all challenges may non be successful and moreover be distressing for the individual or group who are disputing and those who are being challenged. Anti-oppressive pattern obviously draws from a societal theoretical account of difference. It builds on societal constructionist theoretical accounts of differences, racial, cultural, gendered, and others, wh ich are created within the context of unequal societal power relationships. It therefore strongly argues for the development of pattern that confronts, challenges, and alters unequal constructions at all degrees. An of import dimension of disputing inequality concerns the edifice of self-awareness and apprehension of how the societal location of the societal worker influences the communicating between the worker and the persons or groups who are being challenged. The pattern of reflecting and thought is intrinsic to the anti-oppressive manner. Dominelli ( 2002, p 9 ) argues that cognition of oneself helps in fiting persons for set abouting anti-oppressive undertakings. Self-knowledge, for Dominelli, is cardinal to the scope of accomplishments required of a brooding practician. Social workers, to be successful in anti-oppressive pattern, should be able to critically reflect on their ain egos in pattern and on the ways in which their lifes influence their pattern relationships. The ability to critically measure the experiences of subjugation of service users requires them to analyze the ways in which personal, cultural and structural issues and processes manner the troubles that service users b ring up with service bureaus. An apprehension of human rights and assorted cultural issues, experts feel, can besides assist them significantly in cognizing their ain egos, gaining the impact every bit good as the grounds for continuation of subjugation in modern twenty-four hours society, and in turn toing such issues. Human Rights and Cultural Issues Anti-oppressive pattern, with its focal point on decrease of all signifiers of societal inequality, is closely associated with the conveying about of societal justness. Much of modern twenty-four hours oppressive activity goes against the dogmas of societal justness and concerns the undermining, denying or taking off of cardinal human rights of persons or groups of people. Human rights constitute the basicss on which modern twenty-four hours society has developed in the station Second World War epoch. Whilst human rights have increasingly developed over centuries, widespread consciousness about them grew merely after the 1940s in the wake of the holocaust atrociousnesss and the death of colonialism. The Universal Declaration of Human Rights in 1948 by the United Nations was a measure taken by the planetary fraternity to guarantee that human rights would non be compromised in future by the actions of people, groups or provinces. Such rights include the right to life and belongings, the right of look, the right to security from favoritism and the right to protection from physical and mental injury. Oppression however continues to happen in societies across the universe, and frequently with the tacit of open support of assorted authoritiess that signed the UN declaration and thenceforth legislated to protect human rights in their ain states. Whilst subjugation and authorization in societal work pattern do associate to conveying about of societal justness, they do non stipulate minimum and cardinal demands for human being. This compels societal workers to see persons who have to set up for themselves when they are denied human rights by dominant powers. Social workers who are familiar with human rights can nevertheless readily and efficaciously use human rights positions to descry misdemeanors. They can see state of affairss of subjugation and favoritism as fortunes in which assorted infrastructural and legal resources can be applied for effectual riddance of subjugation or negation of its impact. The consciousness of human rights and acceptance of human rights positions can assist societal workers to border fortunes refering subjugation into those of misdemeanors of rights, thereby doing authoritiess and citizens accountable for turn toing and deciding such misdemeanors. Domestic force, favoritism and unequal instruction therefore become cases of misdemeanor instead than of unequal satisfaction of demands. Social workers with human rights positions can use greater force to the challenging of unjust resource distribution, inequality and subjugation. Awareness about the civilization of service users and the differences that exist between the civilizations of societal workers and different service users can besides assist societal workers on understanding different ways of subjugation, particularly so in groups like immigrants or cultural minorities, whose civilizations are immensely different from members of the dominant groups. Culture represents the integrated and distinguishable forms of behaviors, including ideas, values, beliefs, imposts and actions of racial, spiritual, cultural, or societal groups. It is considered to be the entirety of ways that is passed through coevalss and includes ways in which persons with disablements or individuals from different spiritual or cultural backgrounds experience their environments. With the chief mission of societal workers being the sweetening of wellbeing and assisting to fulfill cardinal human demands of individuals who are hapless, vulnerable, and oppressed, they can better their pattern effectiveness significantly by understanding and going sensitive to cultural diverseness and singularity. The acquisition of such cognition can assist societal workers in understanding the kernel of societal diverseness and subjugation with respect to race, cultural background, national beginning, age, sex, sexual orientation and physical or mental disablement. Such cognition and apprehension can assist in the accomplishment of cultural competency and enable them to incorporate and transform their cognition of individuals and groups of people into specific attitudes and patterns. Whilst the development of cultural competence is of import for societal workers, the diverse backgrounds of service users, particularly in urban locations, make this procedure hard and disputing. Oppression and Domestic Violence against Women Domestic force against adult females consequences straight from the inequalities between work forces and adult females. It denies adult females their really basic homo rights, i.e. the right to wellness and undermines the development of communities and societies. General factors like marginalization and poorness and specific facets like race or ethnicity, consequence in some adult females going more vulnerable to domestic force. Whilst work forces besides face domestic force, the lower societal position of adult females, particularly in certain communities and civilizations exposes them to greater hazard, even as the figure of incidences of domestic force against adult females appears to increase at an dismaying gait. Domestic Violence refers to the usage of physical or emotional force or menace of physical force, including sexual force ; in near grownup relationshipsaÃâ Ã ¦.The term domestic force goes beyond existent physical force. It can besides affect emotional maltreatment ; the devastation of belongings ; isolation from friends, household and other beginnings of support ; menaces to others including kids ; stalking ; and command over entree to money, personal points, nutrient, transit and the telephone. Such force causes extended physical, emotional and mental harm to adult females. It prevents them from take parting in society, limits their entree to resources and their ability to take portion in activities like work, travel and instruction. Apart from such inauspicious effects, domestic force against adult females amendss the physical, emotional and mental development of kids, hurts their public presentation in school and affects their life opportunities. Domestic force besides consequences in economic costs for the person and for society that arise from lost work, wellness attention costs and costs of societal work appraisal and intercession for adult females and other affected household members. Domestic force against adult females is a serious job in Ireland. A 2002 study on Sexual Abuse and Violence revealed that one adult female in four in Ireland had faced some kind of sexual maltreatment during her life-time and one in five had suffered sexual assault as an grownup. Ireland witnessed 109 slayings of adult females between 1996 and 2005, 72 of which occurred in their places. All the slayings were perpetrated work forces and 50 % of these by spouses or ex-partners. Ireland has been sing rapid inward migration since the 1990s, a phenomenon that has made one of the most homogeneous societies in the EU culturally and ethnically diverse. Whilst domestic force occurs across race, faith and category, migratory adult females sing force at place face extra structural barriers on history of in-migration position, deficiency of acquaintance with linguistic communication and racism, which significantly hamper their options for protection and support. A 2008 survey by Paula Fagan reveals that migratory adult females sing force at place face four of import barriers, viz. ( a ) in-migration statute law, ( B ) limitations on use of public financess, ( degree Celsius ) racism from larger society and banishment from ain communities on rhenium [ ort of maltreatment, and ( vitamin D ) cultural differences with, and deficiency of understanding from, mainstream society, which increase their hurt and exposure, cut down their options with respect to societal security, exacerbate their fright of isolation and create barriers their seeking of aid and protection. Fagan s study reveals that the discretional character of the state s in-migration system presents alone challenges both for adult females and societal workers in set uping rights, entitlements and protections for migratory adult females sing maltreatment. With no protections yet in topographic point for adult females whose position are dependent on their husbands/partners or for those restricted from societal public assistance payments, options for maintaining adult females safe are badly restricted. A key determination of this study is that, while there needs to be betterments in Ireland s domestic force legislative and policy model for all adult females, there are specific failures in this system for migratory adult females linked to in-migration statute law, policy and processs.
Friday, February 21, 2020
Assignment Example | Topics and Well Written Essays - 250 words - 246
Assignment Example This has seen to the decline of this practice. By providing the benefits of hanging clothes outside, the author tries to convince people to hang clothes in the sun. In fact, the author goes on to give the economic benefits of clothesline compared to dryers. In the article, the main issue is the decline of clotheslines. Although dryers and washers have contributed to this decline, some house provisions forbid residents from using clothesline (Dewolf, 2007). The established rhetorical mode in the article is comparison and contrast. In the second paragraph, ââ¬Å"...where I discovered that St Johnââ¬â¢s was precisely the opposite of Calgary.â⬠The author contrasts the use of the clothesline in Montreal and St Johnââ¬â¢s, and the use of dryers and washers in Calgary. Similarly, in the third paragraph, ââ¬Å"Montreal is similar to St Johnââ¬â¢s,â⬠this is central to residents in both places using clotheslines. On the same, the author gives possible reasons as to why the clotheslines still feature in St Johnââ¬â¢s and Montreal (Dewolf,
Wednesday, February 5, 2020
Marketing communication plan of MyBody Assignment
Marketing communication plan of MyBody - Assignment Example â⬠¦Ã¢â¬ ¦..13 Bibliography â⬠¦Ã¢â¬ ¦Ã¢â¬ ¦Ã¢â¬ ¦Ã¢â¬ ¦Ã¢â¬ ¦Ã¢â¬ ¦Ã¢â¬ ¦Ã¢â¬ ¦Ã¢â¬ ¦Ã¢â¬ ¦Ã¢â¬ ¦Ã¢â¬ ¦Ã¢â¬ ¦Ã¢â¬ ¦Ã¢â¬ ¦Ã¢â¬ ¦Ã¢â¬ ¦Ã¢â¬ ¦Ã¢â¬ ¦Ã¢â¬ ¦Ã¢â¬ ¦Ã¢â¬ ¦Ã¢â¬ ¦Ã¢â¬ ¦Ã¢â¬ ¦15 Executive Summary Introduction MyBody is a growing force in high street premium beauty retail. With a network of 40 stores and growth plans over the next 18 months for a future of 20 more stores, this young and dynamic company is beginning to make its presence known. The purpose of this report is to provide a marketing communication plan for MyBody to show how it will continue to be sustainable in the future. Summary of Strategy and Aims of My Body We would like to create a strong market presence that will include our retail outlets and a stronger marketing presence on the Internet. We currently have 10% of our market and we would like to increase it to 20% which we believe can be done if we add the ability for people to order online. We believe that we can do this withi n the next 18 months if we add services to our website and if we increase our marketing efforts. MyBody Competitive and Brand Positioning Our biggest competitors are Penhaligens, PureBody and Boots. MyBody would be somewhere in the middle of these products because our Unique Selling Proposition would be that we are exclusively selling products for the body to make the skin healthier and the body more supple. We would expect that people who were concerned about their bodies would make a special effort to go to an expert in this field. We would be an expert because we offer these products exclusively and we do not offer other types of products like cosmetics, fragrances, or candles. Marketing and Strategic Objectives for 2011 The following marketing and strategic objectives are recommendations for 2011: 1. Create a stronger online presence using social networking to help existing and future customers know about our products. 2. To educate customers about the products they use and thei r affects on the body. 3. To promote the website online and in the local stores and encourage customers to order online. 4. To promote MyBody using FaceBook, Twitter and LinkedIN as sources for social networking support. 5. To create a series of articles about skincare for various trade magazines online and offline. Target Markets and Characteristics Our target markets are women who are baby boomers and who use the Internet and Generation Xers. Both of these have different characteristics that we must be aware of as we are marketing. As an example, Boomers are more interested in staying young and beautiful. Gen Xers want to feel that they are in control. Marketing Communication Plan for My Body Introduction MyBody is a growing force in high street premium beauty retail. With a
Tuesday, January 28, 2020
My Personal Experience Of Bible Camp- Essay
My Personal Experience Of Bible Camp- Essay When I meet Jesus at youth summer retreat I experienced my Lord when I prayed with my friends at Bible camp. I didnt know much about prayer or how to do it at that time, but when I saw my friend praying, the enthusiasm and energy for praying arose in my mind and I realized profoundly that Jesus Christ was pierced for my transgression (Isaiah 53:5). I confessed all my sins to him and received Jesus Christ as my Savior. He lifted me out of the slimy pit of sin, out of the mud and mire of spiritual death. It was my first experience of the Lords Love and forgiveness and as a result, I changed the values in my life. After that, I haven t been able to stop preaching the Gospel to my friends and my colleagues, and several friends believed in Jesus Christ through my preaching. In addition, I came to know His limitless love for me during junior high school and decided to surrender my life to God s will. Part Two War We believe that war and blood shed are contrary to the Christian conception of human welfare, and violate the basic principles of universal brotherhood. Therefore, war and blood shed are not compatible with the gospel and spirit of Christ. We also believe that a warless world is the ideal toward which all men and all nations should strive. Such an order is possible if men will follow the way of Him who is the Prince of Peace, and it is the duty of every Christian to promote peace and good will. Christianity supports the spirit of understanding, mutual trust, and cooperation among all the peoples and nations of the world Part Three The Pastor and The Teaching Ministry Most ministries that pastors perform in the church relate to teaching. In preaching, small group work, counseling, and Bible study, pastors duties are to teach Christians just as Jesus did. Jesus nurtured His disciples through His teaching ministry, and one of functions of His preaching and instruction in the Bible was to teach people so that they would know what they did not recognize, understand, and hear before. Jesus Christ, as pastor and teacher, provides the model for all pastors today. From His dual role as pastor and teacher, pastors today derive the challenge to imitate His character and follow Him to be loving and spiritual teachers. Moreover, from His relationship as the teacher with His learners, we pastors can learn His various teaching skills, we can recognize how Jesus treated people in order to form a good relationship between teacher and learners, and we can prepare for becoming spiritual teachers who serve people in the postmodern age. The Position of Pastor and Teacher William Willimon provides insight for pastors ordained to serve the church in the postmodern world. Willimon discusses the roles of the pastor in practice today and investigates the biblical theology of the position of pastor. Willimon emphasizes that pastors need self-reflection in order to recognize the meaning of the role of pastor as teacher that Jesus showed, and they need to equip themselves with various functional and spiritual skills to server the different and unique individuals in our congregations today. In educational practice, the teacher and the learner coexist as an essential unit. Even though the teacher s main role in secular education is to deliver academic skills to a learner who needs to use knowledge in the real world, the most important role of the teacher in Christian education, particularly church education, is to become a spiritual model to lead learners to follow Jesus Christ in Christian faith and love. Good point. In this sense, the role of a pastor as teacher is to undertake the responsibility to lead people to meet God personally, to nurture them to follow Jesus Christ, and to help them live with the Holy Spirit. Willimon mentions that the Bible often emphasizes the importance of the teaching ministry of those who are anointed to deliver God s messages to His people. In the Old Testament, God often entrusted spiritual leaders to teach God s messages to His people. The reason for teaching is that His people did not worship God, because they had no knowledge (Hosea 4:6 and Isaiah 5:13). The New Testament repeatedly indicates the importance of teaching for those who were the apostles, teachers, and pastors called to enlighten people who were ignorant. The authors of the four Gospels and the apostle Paul frequently designate Jesus as a teacher, since Jesus taught people as His usual activity. The main ministry of the apostles was also to teach the people the Gospel of the Kingdom. Willimon claims that teaching was Jesus priority in ministry because, as he says, the first thing Jesus does for them, sensing that they are like sheep without a shepherd, is not feed them, but teach. Sometimes the teaching principles that Jesus used seem to be too simple, and some scholars have doubts whether the teaching methods of Jesus are effective for the growth of spirituality for Christians. Our times and His times are after all totally different in terms of teaching. However, Roy Zuck emphasizes that modern pastors still need to learn the teaching methods of Jesus: The methods Jesus used are as effective today as when he used them. The problems he confronted are similar to those confronted by men in all ages when seeking to impart religious truth. The truths he taught are to be communicated today as well, for we are to teach others to obey everything [he has] commanded (Matt. 28:20). The Teaching Ministry as One of The Major Duties of Pastors. Pastors in the postmodern world need various teaching skills to teach Christians spiritually, since each person today has a unique personality, background, and character. This uniqueness affects how individuals learn and experience Christian faith through church education. However, as Willimon emphasizes, pastors in their teaching have to focus on the Bible and on what Jesus taught. Thus, pastors in their teaching ministry in the church need to concentrate on achieving the goals that the Bible lays out. In my own view, based on theology, my church experience, and my personal background, the teaching ministry of pastors in the church must aim to make Christians more mature in seeking to follow Jesus Christ in their lives. Through the teaching ministry of the Church, Christians learn and practice how to recover the image of God and how to live piously as children of God in the world. They learn to evangelize His good news and to prove His Word in order to serve non-Christians with the love of God. Through the teaching ministry, church members find a spiritual identity as Christians. Through programs of the teaching ministry such as adult Sunday school, seminars and workshops, small groups, discipleship and mentoring, and fellowship events that pastors do, the church can enable Christians to follow our Lord and Savior, Jesus Christ. The teaching ministry of pastors includes, first of all, all programs and events of the church designed to help Christians grow spiritually. As a pastor and student majoring in Educational Ministry, my own goal for the teaching ministry in the church is to shape Christians spiritually and to equip faithful children of God. This is the purpose of the Lord s church and the vocation of ministers. Normally, through worship services, various Bible study groups, and events such as out-reach, camp, prayer meetings, and fellowship programs, the church performs this main duty for Christians growth and the glory of God. Through the activities of the teaching ministry, Christians can more personally respond to God s calling, grow up with mature faith, find their personal vocation, and struggle to live with a dependence on the guidance of the Holy Spirit. All adult members from new converts to leaders and from newcomers to mature members must participate in the learning activities provided by the teaching ministry for their spiritual growth, since all Christians need more OF God s grace and need to learn from God s Word and reflect the life of Christ as they daily follow Him in their different spiritual and personal environments. Essentially, the role of pastors in the church is to lead Christians to personally meet our Savior Jesus Christ, to know our Almighty God, and to walk with our Counselor the Holy Spirit. Also, based on the relationship with God, Christians can make a loving personal relationship with others. Another important goal of the teaching ministry is to develop members into spiritual leaders as Moses did (Exodus 18:25). It is to share ministers leadership effectively and to use their God-given talents for His kingdom. Making lay leaders is very pivotal work just as Jesus chose and educated disciples for the next generation. The apostles and the apostle Paul also called and nurtured some Christians to proclaim the good news as evangelists and to manage the church with shared responsibility. In making leaders for service in the church, pastors need to pay careful attention to select, oversee, and train members over a long time. Pastors also need to approach Christians from various angles to nurture them, since members are living in many different environments economically, personally, physically, and psychologically. This nurturing process for making leaders is not easy and takes lots of money, but it is the commandment of Jesus (Matthew 28:18-20) and one of the most important duti es within the church. Through pastoral teaching ministries, Christians can naturally be grown to leaders in the church. Making leaders is an important duty of pastors as part of their teaching ministry. The final goal of the teaching ministry by pastors is that of teaching Christians to live with the Holy Spirit in the real world. This goal entails two different emphases but is actually one goal. The first emphasis is to proclaim His Words to unbelievers through a faithful and loving attitude as children of God. Jesus commanded us to love our neighbors as He has loved us (John 13:34). The second emphasis is to serve non-Christians, and it includes the goal of recovering God s order of creation and making peace under His sovereignty. Jesus says that we should be the salt and light of the world and through our goodness should become spiritual messengers of God to introduce our Savior and Lord. These processes are my final goal for the teaching ministry of pastors in the church. I firmly believe that Christians will follow Jesus Christ and find Christian identity through the right teaching of pastors in the church. In sum, the teaching of pastors in the church has various functions in order to shape Christians into mature children of God. Thus, the goal of pastors teaching is to develop the process of becoming Christians who continuously struggle to resemble Jesus Christ, regain God s image, and live with the Holy Spirit. It also means that all Christians must act out His love in their Sitz im Leben as Jesus did. From these considerations, it is clear that the teaching ministry of pastors in the church provides for the growth of Christians in their spiritual relationship with God and others, for leadership training, and for the practice of love.
Monday, January 20, 2020
Sex and Relationships Essay -- Literary Analysis, Brave New World
Both Brave New World and 1984 incorporate the themes of sex and relationships. However, the way they are perceived in both novels is quite different. The main dichotomies occur in the function of sex for reproduction, in relationships, and in the concept of a family. However, what is surprising that although the two books can be considered diametrically opposite to each other, they seem to agree on the aversion to the human emotions that develop in a relationship and those that develop from sexual intercourse respectively. In Brave New World, sex is completely separate from reproduction. Babies are mass-produced in Hatcheries such as the Central London Hatchery and Conditioning Centre and most are made ââ¬Å"freemartinsâ⬠; consequently, it is not physically possible to conventionally reproduce. The females who are not rendered sterile are obliged to wear ââ¬Å"Malthusian beltsâ⬠to avoid any pregnancies. In fact, giving birth is considered exceptionally humiliating and degrading, not to mention blasphemous. This is best seen in Lindaââ¬â¢s extreme reluctance to return to the World State (specifically London) after giving birth to John. Instead, sex is considered as more of a social activity than as a means of reproduction. In contrast, sex in 1984 is used only for reproduction. The Party fears that the sex instinct (which is born out of mutual love between two people) will have a deleterious effect on the energy and zeal required to support Big Brother and the Partyââ¬â¢s propaganda. Thus, it is diligently bottled up and converted into love for the Party and Big Brother. Also, ââ¬Å"sexual intercourse [is] looked on as a slightly disgusting operation, like an enemaâ⬠(Orwell 57) because the Party views it as a hindranc... ...ââ¬â¢re happy inside yourself, why should you get excited about Big Brother and the Three Year Plans and the Two Minutes Hate and all the rest of their bloody rot?â⬠(Orwell 111). This could potentially lead to a rebellion and thus the Party could be overthrown. This is exactly what it wants to prevent, so it takes great pains to repress the emotions that could develop by having sex by abolishing sex altogether. Therefore, the themes of sex and relationships have been twisted and marred to such a degree that their meanings have fundamentally changed. For both Brave New World and 1984 respectively, the function of sex has been altered to suit the needs of the totalitarian government, relationships have become a mere shadow of what they were in the past, and the idea of a family has been tarnished. Consequently, they are quite significant themes in both books.
Sunday, January 12, 2020
Financial Planning Essay
To inform the audience about how small sacrifices today can result in huge dividends in retirement. Thesis: Today I will inform the audience of the power of saving small amounts of money for the future and how compound interest works in their favor when they start saving as soon as possible. Organizational Pattern: Topical Introduction A. Attention Getter Who wants to be a millionaire? You can be!!! Social Security will very likely NOT be available to people currently younger than 40 and if it does survive will not be a significant amount to live on. How we prepare NOW can determine whether we are world travelers or Walmart greeters. C. Credibility My father impressed upon me the need for financial planning. I began saving when I first started working at 17 and have benefitted greatly. D. Thesis Today I will show how anyone can have a rewarding future by making small and often unnoticed sacrifices currently. E. Preview Specifically, I will discuss retirement saving strategies including 401K matching programs from employees and IRAââ¬â¢s. Transition First I will discuss the expediency of saving at an early age. I. Body A. When to start saving for retirement? 1. The earlier the better. Due to the exponential nature of compound interest the longer the money remains the more significant the growth 2. Itââ¬â¢s never too late to start saving for retirement. The problem is the longer you wait the more impact on your budget due to having to save a higher percentage of your current income. If you start saving early your impact is minimized greatly. Transition Next, I will discuss the various ways to save for retirement. 1. 401K plans offer you the chance to deduct monies from your paycheck either before taxes are deducted or afterward. Each option has tax 2. advantages but their impact is geared toward current tax savings or tax savings during retirement. The real opportunity in 401K is the employee match program where your employer invests the same amount into your account, usually up to a certain percentage. . Individual Retirement Accounts (IRAs) are another way to save for retirement. They can be used independently or in conjunction with a 401K plan. Funds are deposited after taxes have been withheld so there is no tax due upon withdrawal in retirement. IRA contributions can be withdrawn without penalty if you face a financial hardship such as losing your home or significant medical bills. Transition My final point is a strategy that can meet your goal while minimizing impact on your current lifestyle. 1. Many of you are working toward new careers and excited about that first REAL paycheck. 2. If you ââ¬Å"forgetâ⬠about the percentage of your check that is going into the 401K and structure your budget on the remaining amount you will find saving easy and rewarding. 3. Begin with 3% of your pay going into retirement savings. Each raise/promotion you get increase it by 1% until you have reached your employerââ¬â¢s maximum match rate. Then add the 1% into an IRA until you have reached the percentage that results in your desired retirement account. I have discussed when to start saving for retirement, various ways to save as well as methods for minimizing the impact on your current budget. B. I trust that now you are more informed about the rewards available in the future when you start saving now and have obtained information about ways to achieve your goals. References Ira online resource guide.
Friday, January 3, 2020
Nuclear Warfare Is The Use Of Nuclear Weapons As A Military
Nuclear warfare is the use of nuclear weapons as a military strategy against enemies. Nuclear weapons or atomic weapons are bombs or missiles that use nuclear energy to explode and are considered the most powerful and destructive weapon ever created. The U.S. was the first country to build an atomic bomb in 1945 after Albert Einstein wrote a letter to President Roosevelt, concerned about efforts in Nazi Germany to purify uranium-235 and create an atomic bomb. For this reason, the U.S. began The Manhattan Engineer District Project to begin building an atomic bomb before Nazi Germany. The experts assigned to this project where considered some of the greatest minds of the time. The chief of the group was J. Robert Oppenheimer, who is oftenâ⬠¦show more contentâ⬠¦Itââ¬â¢s estimated that about 99,000 to 166,000 people died from the bomb and its effect in a four-month period after the explosion. And five years later an estimated 200,000 or more people died due to the results of t he bombing. ââ¬Å"Little Boyâ⬠was a uranium gun type bomb that weighed 9,700 lbs., was 10 ft. long, and 28 inches in diameter with a yield of 14 - 15 KT (kilotons ââ¬â 1 KT = 1,000 tons of TNT). The way ââ¬Å"Little Boyâ⬠could detonate was its gun type design that fired a small amount of U-235 at another to combine their masses. Which created a critical mass that set off a fission chain reaction to eventually detonate the bomb. However, the efficiency of ââ¬Å"Little Boyâ⬠is considered poor because less than 2% of the mass of the uranium fuel was used to manufacture the actual explosion. Majority of the fuel was obliterated before it could detonate. Three days later August 9, 1945 ââ¬Å"Fat Manâ⬠was dropped on Nagasaki. Nagasaki was the target of U.S. bombings before Fat Man. The damage caused by these bombing was relatively small but was still a concern to the residents, resulting in many people leaving to rural areas, reducing the number of casualti es on August 9. It is estimated 40,000 to 75,000 people died immediately. Approximately 10,000 more people died due to affects the bomb by the end of the year. ââ¬Å"Fat Manâ⬠was the second plutonium impulsion type bomb and weighed 10,800 lbs., was 10ft. 8 in. long, 60 inches inShow MoreRelatedThe Invention Of The World War II1367 Words à |à 6 Pagesa cause and a means of solving political conflict (Military Technology). The technology used in a war determines the strategies, methods, and almost every other aspect of the war (Military Technology). There have been many pivotal points in warfare driven by advancements in technology. For instance, the invention of gunpowder eventually led to the creation of many new weapons which called for changes in the way battles were fought. 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